Chase & Associates
In the realm of business, few challenges are as daunting as facing financial instability, especially for small business owners who have poured their hearts and souls into their ventures. Bankruptcy, while a difficult reality, is not the end of the road. Instead, it can be a stepping stone towards a...
Although at first glance this may seem like a dry topic, we feel it is important to highlight the framework that the insolvency system operates in. These federal laws and rules are important in the operation of a modern economy so that there is both relief for the honest but...
In the modern world, credit cards have become an integral part of our financial landscape, offering convenience and flexibility. However, if not managed wisely, credit card debt can quickly spiral out of control, leading to a cycle of late payments, high interest rates, and an overwhelming burden of personal and...
As we embark on a new year, it’s a great time to review your finances and consider ways that you could improve. Sometimes this is referred to as goal setting or financial planning. Whatever you might want to call it, periodically looking at your finances is important in order to...
Obtaining an absolute discharge from Bankruptcy is a big deal in Canada when you're dealing with money troubles. It's like hitting the restart button and getting a chance to fix things. We'll break down this process, keeping it simple and easy to understand. There are several different possible types of...
Are you curious about why some Canadians are declaring Bankruptcy? It's essential to remember that Bankruptcy isn't the end of the road; it can be a fresh start on your financial journey. Let's explore the top reasons why Canadians declare Bankruptcy, what leads to it, and how to get back...
It does not take a PHD in Economics to see that life has become more difficult for Canadians. A casual review of the news headlines will tell you that household debt in Canada is at an all time high. Think about that for a minute.There are several factors that are...
Money is a stressful subject for just about anyone, and if you add debt and frequent collection calls from creditors to the equation, that stressfulness just gets worse. Anxiety caused by debt collection can impact more than just your finances, including your relationships, health and daily life.Debt collectors can be...
Does it ever feel like you’re spending money without thinking about it, and suddenly you’re looking at your finances and having no idea where your money is going? You, like almost everyone, might have developed some bad spending habits throughout your life with no idea how to break them.Spending habits...
If you are like most people, you may be wondering how to budget your money, especially in this time of higher interest rates and persistent inflation. We believe that having a monthly budget is an important part of healthy personal finances....