Some people love to shop. Other people hate it. There is no doubt about it that we are not all the same which is a good thing. However, whether you are looking at buying a vehicle, toaster or a pair of jeans everyone should be asking how much does it cost? The same question is appropriate when you are seeking relief from your debt. If you don't ask that question and get a specific answer you may end paying thousands more than necessary and take way longer to pay off your debt.