Reduce your Debt by up to 90%

One monthly affordable payment
Stop collection calls
Zero percent interest. Includes Income Tax Debt.
Federal Government Approved Debt Relief Plan

Do you qualify? Take less than 40 seconds to check

Check if you qualify

Are you in financial distress? Get debt help

If you have specific questions, or even if you want to hear how we can help you, fill out this form and we’ll contact you within one business day.

Your British Columbia Bankruptcy & Debt Experts

If you have financial issues such as credit card debt, a defaulted mortgage, income tax debt, or wage garnishees, Chase & Associates can help. Whether you need credit counselling, debt consolidation, or help with personal bankruptcy, we’ll help you find the right solution for your needs.

Credit Counselling

Credit counselling can take different forms, from budgeting and money management help, to working out an informal arrangement with your creditors that would result in a monthly payment.

Consumer Proposal

Also known as a debt settlement proposal, a Consumer Proposal is an offer to settle with creditors, repaying in full, or in part, over a period of time. We'll help you through the process.

Bankruptcy

While the phrase ``personal bankruptcy`` may be intimidating, it is often the most sensible option. As a licensed Trustee, we have years of training and experience to help you through the process.

Corporate Proposal

This can make sense if a company needs protection from creditors and future profitability is probable. The result can be breathing space while the creditors are eventually repaid some or all of the debt.

Consumer Proposal Calculator

Consumer Proposal may be a good debt relief solution for your financial situation. Find out if you are eligible.

Consumer Proposal Calculator

Dealing with financial problems can be stressful.

Talk to us, we’re here to help!

free consultation

licensed and certified

bankruptcy & debt experts

in service since 1992

high reviews from clients

over 6,000 people helped

Help in your time of financial stress

Do you have difficulties managing debt? Is someone you know in financial trouble? You’re not alone. Thousands of Canadians face similar problems juggling payments and keeping up with rising costs of living.

The good news is that there are various remedies to help your situation. From financial and credit counselling, to debt consolidation, or personal bankruptcy, Chase & Associates can provide advice and assistance, whatever the state of your financial situation. As an independent firm, we have the freedom to take as much time as necessary to help you explore your options. We will analyze your unique situation and offer debt help solutions including navigating you through options with income tax debt.

Chase & Associates is a Licensed Insolvency Trustee, Administrator of Consumer Proposals, and Credit Counsellor serving Central and North Vancouver Island, the Sunshine Coast, and the BC North Coast.

WHAT OUR CLIENTS SAY ABOUT US

I would like to express my appreciation for the courteous and respectful services provided by you and your staff...
G.F.

Sander N.

9/10/2020 - Google

The advice was very clear and practical, which helped me organize and understand my financial situation better. The staff are very friendly and professional. I highly recommend them.
Stephanie U.

9/05/2020 - Google

Derek and his team provide professional guidance in a nonjudgmental environment. Good people to know in challenging times. Highly recommend them!
SofaSurfer

7/09/2020 - Google

Derek is a very personable individual. He genuinely cared about my situation financially and personally. He is very patient and expressed himself quite concise and firmly. Explanation of every aspect... read more read less
Rose S.

5/29/2020 - Google

Everyone in these offices were amazing to work with. They treated me with respect, helped me get through my ordeal and gave me hope and ambition for building a... read more read less
Tim A.

5/21/2020 - Google

Derek and his team are fantastic to deal with. I've had the pleasure of interacting with their business a few times and have always felt welcome and well we'll care... read more read less
Jessica W.

5/14/2020 - Google

Like most people it was unnerving to be so upfront about something as personal: my finances. The people at Derek Chase where kind, very adept at explaining the complicated processes,... read more read less
lone b.

4/09/2020 - Google

I have never been disappointed with the service provided by Derek Chase and Associates. I have always felt that he had my best interest in mind and has made... read more read less
Anna W.

4/01/2020 - Google

I found the whole process with Derek Chase very interesting. Him and his staff are completely professional and very helpful. They were able to negotiate with CRA on... read more read less
Doug Cross

12/16/2019 - Facebook

Throughout the entire stressful situation that bankruptcy is, all employees of Derek Chase and Associates always treated me with respect and kindness. It really did help.

Thank you!... read more read less
YRUInDebt

5/16/2014 - Google

I am happy to recommend Derek Chase and his staff at Chase Sekulich. Through my professional association I have referred personal debtors to them for some time and I have... read more read less

FROM OUR BLOG

Bankruptcy, Blog,

Top Reasons Canadians are Declaring Bankruptcy and How to Bounce Back

Are you curious about why some Canadians are declaring Bankruptcy? It’s essential to remember that Bankruptcy isn’t the end of the road; it can be a fresh start on your financial journey. Let’s explore the top reasons why Canadians declare Bankruptcy, what leads to it,...

Read article

Blog, Debt,

Household Debt and Insolvencies are Surging in Canada

It does not take a PHD in Economics to see that life has become more difficult for Canadians. A casual review of the news headlines will tell you that household debt in Canada is at an all time high. Think about that for a minute....

Read article

Blog, Debt,

Debt Collection Laws in BC

Money is a stressful subject for just about anyone, and if you add debt and frequent collection calls from creditors to the equation, that stressfulness just gets worse. Anxiety caused by debt collection can impact more than just your finances, including your relationships, health and...

Read article

Blog, Money Management,

5 Spending Habits That Will Keep You Poor

Does it ever feel like you’re spending money without thinking about it, and suddenly you’re looking at your finances and having no idea where your money is going? You, like almost everyone, might have developed some bad spending habits throughout your life with no idea...

Read article

Blog, Money Management,

Best Budgeting Apps in Canada – Monthly Budgets and Personal Finance

If you are like most people, you may be wondering how to budget your money, especially in this time of higher interest rates and persistent inflation. We believe that having a monthly budget is an important part of healthy personal finances.

Read article

ALL POSTS