If you have specific questions, or even if you want to hear how we can help you, fill out this form and we’ll contact you within one business day.
If you have financial issues such as credit card debt, a defaulted mortgage, income tax debt, or wage garnishees, Derek L. Chase & Associates can help. Whether you need credit counselling, debt consolidation, or help with personal bankruptcy, we’ll help you find the right solution for your needs.
Credit counselling can take different forms, from budgeting and money management help, to working out an informal arrangement with your creditors that would result in a monthly payment.
READ MOREAlso known as a debt settlement proposal, a Consumer Proposal is an offer to settle with creditors, repaying in full, or in part, over a period of time. We'll help you through the process.
READ MOREWhile the phrase ``personal bankruptcy`` may be intimidating, it is often the most sensible option. As a licensed Trustee, we have years of training and experience to help you through the process.
READ MOREThis can make sense if a company needs protection from creditors and future profitability is probable. The result can be breathing space while the creditors are eventually repaid some or all of the debt.
READ MOREEnter your debt balance, annual interest rate, and current monthly payment to find out how long it will take you to be debt-free.
Do you have difficulties managing debt? Is someone you know in financial trouble? You’re not alone. Thousands of Canadians face similar problems juggling payments and keeping up with rising costs of living.
The good news is that there are various remedies to help your situation. From financial and credit counselling, to debt consolidation, or personal bankruptcy, Derek L. Chase & Associates Ltd. can provide advice and assistance, whatever the state of your financial situation. As an independent firm, we have the freedom to take as much time as necessary to help you explore your options. We will analyze your unique situation and offer debt help solutions including navigating you through options with income tax debt.
Derek L. Chase & Associates Ltd. is a Licensed Insolvency Trustee, Administrator of Consumer Proposals, and Credit Counsellor serving Central and North Vancouver Island, the Sunshine Coast, and the BC North Coast.
I would like to express my appreciation for the courteous and respectful services provided by you and your staff...
G.F.
Derek is a very personable individual. He genuinely cared about my situation financially and personally. He is very patient and expressed himself quite concise and firmly. Explanation of every aspect... read moreDerek is a very personable individual. He genuinely cared about my situation financially and personally. He is very patient and expressed himself quite concise and firmly. Explanation of every aspect of the duties and tasks forward for my self as well as his professional experience. He assisted me with a lot of what seemed like outside issues. With a favorable solution to my side. I was not disappointed at all. Very impressed actually.
I very much highly recommend Derek and his associates for your financial requirements. You will not be disappointed at all. ***** read less
Everyone in these offices were amazing to work with. They treated me with respect, helped me get through my ordeal and gave me hope and ambition for building a... read moreEveryone in these offices were amazing to work with. They treated me with respect, helped me get through my ordeal and gave me hope and ambition for building a better future. If you live on the Sunshine Coast and need assistance from a Licensed Trustee, definitely contact them. read less
Derek and his team are fantastic to deal with. I've had the pleasure of interacting with their business a few times and have always felt welcome and well we'll care... read moreDerek and his team are fantastic to deal with. I've had the pleasure of interacting with their business a few times and have always felt welcome and well we'll care of. They are a compassionate team who act professionally in their work. All my requests for information, appointments or otherwise were met with friendly tones and very prompt service. Derek himself is a very knowledgable and kind person who has the expertise to help anyone sort through their financial needs. I would and absolutely do recommend their services on a regular basis. read less
Like most people it was unnerving to be so upfront about something as personal: my finances. The people at Derek Chase where kind, very adept at explaining the complicated processes,... read moreLike most people it was unnerving to be so upfront about something as personal: my finances. The people at Derek Chase where kind, very adept at explaining the complicated processes, and helped me discover new ways to cut costs/budget my life. As of today I finished the process and I couldn't be happier. 10/10 reccomend. read less
I have never been disappointed with the service provided by Derek Chase and Associates. I have always felt that he had my best interest in mind and has made... read moreI have never been disappointed with the service provided by Derek Chase and Associates. I have always felt that he had my best interest in mind and has made a very difficult time in my life much easier. Both he and his staff have always been friendly and helpful. Thank you Derek and staff ! Marc read less
I found the whole process with Derek Chase very interesting. Him and his staff are completely professional and very helpful. They were able to negotiate with CRA on... read moreI found the whole process with Derek Chase very interesting. Him and his staff are completely professional and very helpful. They were able to negotiate with CRA on my client's behalf and make his debt manageable. Thank you very much for helping my client! And for teaching me there are a number of options and all is not black and white. I will be better able to advise my clients in future should they be in need of Trustee services and would definitely recommend Derek Chase and his firm! read less
Throughout the entire stressful situation that bankruptcy is, all employees of Derek Chase and Associates always treated me with respect and kindness. It really did help.
Thank you!... read moreThroughout the entire stressful situation that bankruptcy is, all employees of Derek Chase and Associates always treated me with respect and kindness. It really did help.
Thank you! 🙏 read less
I am happy to recommend Derek Chase and his staff at Chase Sekulich. Through my professional association I have referred personal debtors to them for some time and I have... read moreI am happy to recommend Derek Chase and his staff at Chase Sekulich. Through my professional association I have referred personal debtors to them for some time and I have found their response to debtor concerns to be prompt, courteous and professional. As a licensed Trustee in Bankruptcy and a Chartered Insolvency and Restructuring Professional I have no hesitation in recommending their services and feedback from all previous referrals has been excellent. read less
Keeping a monthly budget is an essential part of healthy finances, no matter how much money you make. A budget is simply a plan for where your money will go before you spend it. But it can be daunting to get started. If you haven’t...
Read articleThere are countless things that cause Canadians to experience financial difficulty. Things such as job loss, poor spending choices and being a victim of fraud are just a few reasons behind Canadians’ financial troubles. Among these, a relationship change, whether that means a breakup, separation,...
Read articleWhen someone contacts us to find a solution to their debt problems we are required to gain an understanding of their financial situation. We refer to this free and confidential meeting as providing a financial assessment. During the meeting, we go over a variety of...
Read articleMany people struggle managing their monthly budget and could benefit from receiving financial counselling. Or in other words, a money coach. Financial counselling, sometimes called credit counselling, is available at our office. There is no doubt that everyone’s life has been impacted by a coach...
Read articleThe Canada Emergency Response Benefit (CERB) was designed to help those that lost their jobs or had their household income reduced due to the Covid-19 Pandemic. When it was first introduced the government’s intent was to provide financial relief to those that needed it as...
Read articleVancouver Island
Campbell River Debt Solutions
400 Tenth Avenue
Campbell River, BC V9W 4E3
250.287.8331
Courtenay Debt Solutions
#102-635 Fitzgerald Avenue
Courtenay, BC V9N 2R4
250.897.1885
Parksville / Qualicum Debt Solutions
124 Middleton Avenue
Parksville, BC V9P 2H4
1.866.317.8331
Sunshine Coast
Powell River Debt Solutions
4493A Marine Avenue
Powell River, BC V8A 2K3
604.485.7302
Sechelt/Gibsons Debt Solutions
#301-5500 Wharf Ave
Sechelt, BC V0N 3A0
604.884.5188
BC North Coast
Terrace, Prince Rupert & Kitimat Debt Solutions
101 – 4639 Lazelle Avenue
Terrace, BC V8G 1S8
1.866.317.8331