Reduce your Debt by up to 90%

One monthly affordable payment
Stop collection calls
Zero percent interest. Includes Income Tax Debt.
Federal Government Approved Debt Relief Plan

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Are you in financial distress? Get debt help

If you have specific questions, or even if you want to hear how we can help you, fill out this form and we’ll contact you within one business day.

Your British Columbia Bankruptcy & Debt Experts

If you have financial issues such as credit card debt, a defaulted mortgage, income tax debt, or wage garnishees, Chase & Associates can help. Whether you need credit counselling, debt consolidation, or help with personal bankruptcy, we’ll help you find the right solution for your needs.

Credit Counselling

Credit counselling can take different forms, from budgeting and money management help, to working out an informal arrangement with your creditors that would result in a monthly payment.

Consumer Proposal

Also known as a debt settlement proposal, a Consumer Proposal is an offer to settle with creditors, repaying in full, or in part, over a period of time. We'll help you through the process.

Bankruptcy

While the phrase ``personal bankruptcy`` may be intimidating, it is often the most sensible option. As a licensed Trustee, we have years of training and experience to help you through the process.

Corporate Proposal

This can make sense if a company needs protection from creditors and future profitability is probable. The result can be breathing space while the creditors are eventually repaid some or all of the debt.

Consumer Proposal Calculator

Consumer Proposal may be a good debt relief solution for your financial situation. Find out if you are eligible.

Consumer Proposal Calculator

Dealing with financial problems can be stressful.

Talk to us, we’re here to help!

free consultation

licensed and certified

bankruptcy & debt experts

in service since 1992

high reviews from clients

over 6,000 people helped

Help in your time of financial stress

Do you have difficulties managing debt? Is someone you know in financial trouble? You’re not alone. Thousands of Canadians face similar problems juggling payments and keeping up with rising costs of living.

The good news is that there are various remedies to help your situation. From financial and credit counselling, to debt consolidation, or personal bankruptcy, Chase & Associates can provide advice and assistance, whatever the state of your financial situation. As an independent firm, we have the freedom to take as much time as necessary to help you explore your options. We will analyze your unique situation and offer debt help solutions including navigating you through options with income tax debt.

Chase & Associates is a Licensed Insolvency Trustee, Administrator of Consumer Proposals, and Credit Counsellor serving Central and North Vancouver Island, the Sunshine Coast, and the BC North Coast.

WHAT OUR CLIENTS SAY ABOUT US

I would like to express my appreciation for the courteous and respectful services provided by you and your staff...
G.F.

Sander N.
9/10/2020
The advice was very clear and practical, which helped me organize and understand my financial situation better. The staff are very friendly and professional. I highly recommend them.
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Stephanie U.
9/05/2020
Derek and his team provide professional guidance in a nonjudgmental environment. Good people to know in challenging times. Highly recommend them!
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SofaSurfer
7/09/2020
Derek is a very personable individual. He genuinely cared about my situation financially and personally. He is very patient and expressed himself quite concise and firmly. Explanation of every aspect of the duties and tasks forward for my self as well as his professional experience. He assisted me with a lot of what seemed like outside issues. With a favorable solution to my side. I was not disappointed at all. Very impressed actually.

I very much highly recommend Derek and his associates for your financial requirements. You will not be disappointed at all. *****
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Rose S.
5/29/2020
Everyone in these offices were amazing to work with. They treated me with respect, helped me get through my ordeal and gave me hope and ambition for building a better future. If you live on the Sunshine Coast and need assistance from a Licensed Trustee, definitely contact them.
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Tim A.
5/21/2020
Derek and his team are fantastic to deal with. I've had the pleasure of interacting with their business a few times and have always felt welcome and well we'll care of. They are a compassionate team who act professionally in their work. All my requests for information, appointments or otherwise were met with friendly tones and very prompt service. Derek himself is a very knowledgable and kind person who has the expertise to help anyone sort through their financial needs. I would and absolutely do recommend their services on a regular basis.
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Jessica W.
5/14/2020
Like most people it was unnerving to be so upfront about something as personal: my finances. The people at Derek Chase where kind, very adept at explaining the complicated processes, and helped me discover new ways to cut costs/budget my life. As of today I finished the process and I couldn't be happier. 10/10 reccomend.
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lone b.
4/09/2020
I have never been disappointed with the service provided by Derek Chase and Associates. I have always felt that he had my best interest in mind and has made a very difficult time in my life much easier. Both he and his staff have always been friendly and helpful. Thank you Derek and staff ! Marc
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Anna W.
4/01/2020
I found the whole process with Derek Chase very interesting. Him and his staff are completely professional and very helpful. They were able to negotiate with CRA on my client's behalf and make his debt manageable. Thank you very much for helping my client! And for teaching me there are a number of options and all is not black and white. I will be better able to advise my clients in future should they be in need of Trustee services and would definitely recommend Derek Chase and his firm!
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Doug Cross

12/16/2019
Throughout the entire stressful situation that bankruptcy is, all employees of Derek Chase and Associates always treated me with respect and kindness. It really did help.

Thank you! 🙏
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YRUInDebt
5/16/2014
I am happy to recommend Derek Chase and his staff at Chase Sekulich. Through my professional association I have referred personal debtors to them for some time and I have found their response to debtor concerns to be prompt, courteous and professional. As a licensed Trustee in Bankruptcy and a Chartered Insolvency and Restructuring Professional I have no hesitation in recommending their services and feedback from all previous referrals has been excellent.
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FROM OUR BLOG

Blog, Debt,

Can’t Pay Your Debt? Here’s What to Expect

There is a common path for most people who struggle with debt. First, it becomes clear you cannot make bill payments. Then, you start to rack up interest and late fees. Before long, you receive constant calls from collections. By this point, balances can get...

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Blog, Debt, Debt Resources,

Debt Relief Success in BC

Debt—whether from credit cards, income taxes, student loans, or lines of credit—can quickly spiral out of control. Accumulate too much too fast, and you could be stuck with unmanageable financial obligations. The stress from that kind of unpayable balance can take a serious toll on...

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Blog, Money Management,

Buy Now, Pay Later: The Risks of Short-Term Loans

Thanks to inflation, higher taxes, and some questionable government decisions, the cost of living in Canada has never been higher. For example, soaring food costs have dealt a heavy blow to household budgets—food banks are reporting record-high demand for necessities. Canadians from coast to coast...

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Blog, Licensed Insolvency Trustees,

Should I Speak With a Licensed Insolvency Trustee (LIT) in BC?

As the calendar turns over to the New Year, many of us take some time to reflect on how we would like our lives to change for the positive. One of the main themes in this complex web called life is our finances and debt...

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Blog, Money Management,

Insurance, Natural Disasters And Financial Relief Programs

Beautiful British Columbia is a great place to live. But there is one concerning issue: the increasing frequency of natural disasters. Flooding, wildfires, and intense storms are common in the province Luckily, you can protect your finances and assets with insurance policies and financial relief...

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