Are you in financial distress? We can help

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Your British Columbia Bankruptcy & Debt Experts

If you have financial issues such as credit card debt, a defaulted mortgage, income tax debt, or wage garnishees, Derek L. Chase & Associates can help. Whether you need credit counselling, debt consolidation, or help with personal bankruptcy, we’ll help you find the right solution for your needs.

Credit Counselling

Credit counselling can take different forms, from budgeting and money management help, to working out an informal arrangement with your creditors that would result in a monthly payment.

Consumer Proposal

Also known as a debt settlement proposal, a Consumer Proposal is an offer to settle with creditors, repaying in full, or in part, over a period of time. We'll help you through the process.

Bankruptcy

While the phrase ``personal bankruptcy`` may be intimidating, it is often the most sensible option. As a licensed Trustee, we have years of training and experience to help you through the process.

Corporate Proposal

This can make sense if a company needs protection from creditors and future profitability is probable. The result can be breathing space while the creditors are eventually repaid some or all of the debt.

Try our debt calculator

Enter your debt balance, annual interest rate, and current monthly payment to find out how long it will take you to be debt-free.

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Dealing with financial problems can be stressful.

Talk to us, we’re here to help!

free consultation

licensed and certified

bankruptcy & debt experts

in service since 1992

high reviews from clients

over 6,000 people helped

Help in your time of financial stress

Do you have difficulties managing debt? Is someone you know in financial trouble? You’re not alone. Thousands of Canadians face similar problems juggling payments and keeping up with rising costs of living.

The good news is that there are various remedies to help your situation. From financial and credit counselling, to debt consolidation, or personal bankruptcy, Derek L. Chase & Associates Ltd. can provide advice and assistance, whatever the state of your financial situation. As an independent firm, we have the freedom to take as much time as necessary to help you explore your options. We will analyze your unique situation and offer debt help solutions including navigating you through options with income tax debt.

Derek L. Chase & Associates Ltd. is a Licensed Insolvency Trustee, Administrator of Consumer Proposals, and Credit Counsellor serving Central and North Vancouver Island, the Sunshine Coast, and the BC North Coast.

WHAT OUR CLIENTS SAY ABOUT US

I would like to express my appreciation for the courteous and respectful services provided by you and your staff...
G.F.

Sander N.

9/10/2020 - Google

The advice was very clear and practical, which helped me organize and understand my financial situation better. The staff are very friendly and professional. I highly recommend them.
Stephanie U.

9/05/2020 - Google

Derek and his team provide professional guidance in a nonjudgmental environment. Good people to know in challenging times. Highly recommend them!
SofaSurfer

7/09/2020 - Google

Derek is a very personable individual. He genuinely cared about my situation financially and personally. He is very patient and expressed himself quite concise and firmly. Explanation of every aspect... read more read less
Rose S.

5/29/2020 - Google

Everyone in these offices were amazing to work with. They treated me with respect, helped me get through my ordeal and gave me hope and ambition for building a... read more read less
Tim A.

5/21/2020 - Google

Derek and his team are fantastic to deal with. I've had the pleasure of interacting with their business a few times and have always felt welcome and well we'll care... read more read less
Jessica W.

5/14/2020 - Google

Like most people it was unnerving to be so upfront about something as personal: my finances. The people at Derek Chase where kind, very adept at explaining the complicated processes,... read more read less
lone b.

4/09/2020 - Google

I have never been disappointed with the service provided by Derek Chase and Associates. I have always felt that he had my best interest in mind and has made... read more read less
Anna W.

4/01/2020 - Google

I found the whole process with Derek Chase very interesting. Him and his staff are completely professional and very helpful. They were able to negotiate with CRA on... read more read less
Doug Cross

12/16/2019 - Facebook

Throughout the entire stressful situation that bankruptcy is, all employees of Derek Chase and Associates always treated me with respect and kindness. It really did help.

Thank you!... read more read less
YRUInDebt

5/16/2014 - Google

I am happy to recommend Derek Chase and his staff at Chase Sekulich. Through my professional association I have referred personal debtors to them for some time and I have... read more read less

FROM OUR BLOG

Blog,

How Much Does It Cost to Declare Bankruptcy?

You might be surprised to learn that there is a cost to file for bankruptcy. This may seem illogical because if you had money you would likely just pay your debts. The good news is this cost is regulated by the Federal Government and all...

Read article

Blog,

Understanding Receivership vs Bankruptcy

Given the recent downturn in the global economy and the numerous new risks faced by businesses, many are struggling. You may have read in the newspaper or seen on the news references to a company being in bankruptcy or receivership and been wondering is there...

Read article

Blog,

The Pitfalls of Lending Money to Family

With insolvency proceedings rapidly rising across the country and thousands of Canadians still out of work, we are facing challenging economic times. During times like these many individuals begin to look at those closest to them for financial assistance. Often friends and family are approached...

Read article

Blog,

Minimize Debt – Borrow Only What You Need

Given the recent global events surrounding the Covid-19 pandemic, credit use has been steadily increasing. With the rise in unemployment rates and the subsequent reduction in the household income of millions of Canadians, many are faced with the prospect of going further into debt. If...

Read article

Blog,

Death & Debt: Will My Family Have to Pay?

Death and debt are two subjects that we don’t always like to talk about, however, they are things that can weigh on peoples’ minds, especially when carrying a heavy debt load. One question that we hear from time to time is if I die, will...

Read article

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