Are you in financial distress? We can help

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Your British Columbia Bankruptcy & Debt Experts

If you have financial issues such as credit card debt, a defaulted mortgage, income tax debt, or wage garnishees, Derek L. Chase & Associates can help. Whether you need credit counselling, debt consolidation, or help with personal bankruptcy, we’ll help you find the right solution for your needs.

Credit Counselling

Credit counselling can take different forms, from budgeting and money management help, to working out an informal arrangement with your creditors that would result in a monthly payment.

Consumer Proposal

Also known as a debt settlement proposal, a Consumer Proposal is an offer to settle with creditors, repaying in full, or in part, over a period of time. We'll help you through the process.

Bankruptcy

While the phrase ``personal bankruptcy`` may be intimidating, it is often the most sensible option. As a licensed Trustee, we have years of training and experience to help you through the process.

Corporate Proposal

This can make sense if a company needs protection from creditors and future profitability is probable. The result can be breathing space while the creditors are eventually repaid some or all of the debt.

Try our debt calculator

Enter your debt balance, annual interest rate, and current monthly payment to find out how long it will take you to be debt-free.

Calculate

Dealing with financial problems can be stressful.

Talk to us, we’re here to help!

free consultation

licensed and certified

bankruptcy & debt experts

in service since 1992

high reviews from clients

over 6,000 people helped

Help in your time of financial stress

Do you have difficulties managing debt? Is someone you know in financial trouble? You’re not alone. Thousands of Canadians face similar problems juggling payments and keeping up with rising costs of living.

The good news is that there are various remedies to help your situation. From financial and credit counselling, to debt consolidation, or personal bankruptcy, Derek L. Chase & Associates Ltd. can provide advice and assistance, whatever the state of your financial situation. As an independent firm, we have the freedom to take as much time as necessary to help you explore your options. We will analyze your unique situation and offer debt help solutions including navigating you through options with income tax debt.

Derek L. Chase & Associates Ltd. is a Licensed Insolvency Trustee, Administrator of Consumer Proposals, and Credit Counsellor serving Central and North Vancouver Island, the Sunshine Coast, and the BC North Coast.

WHAT OUR CLIENTS SAY ABOUT US

I would like to express my appreciation for the courteous and respectful services provided by you and your staff...
G.F.

Sander N.

9/10/2020 - Google

The advice was very clear and practical, which helped me organize and understand my financial situation better. The staff are very friendly and professional. I highly recommend them.
Stephanie U.

9/05/2020 - Google

Derek and his team provide professional guidance in a nonjudgmental environment. Good people to know in challenging times. Highly recommend them!
SofaSurfer

7/09/2020 - Google

Derek is a very personable individual. He genuinely cared about my situation financially and personally. He is very patient and expressed himself quite concise and firmly. Explanation of every aspect... read more read less
Rose S.

5/29/2020 - Google

Everyone in these offices were amazing to work with. They treated me with respect, helped me get through my ordeal and gave me hope and ambition for building a... read more read less
Tim A.

5/21/2020 - Google

Derek and his team are fantastic to deal with. I've had the pleasure of interacting with their business a few times and have always felt welcome and well we'll care... read more read less
Jessica W.

5/14/2020 - Google

Like most people it was unnerving to be so upfront about something as personal: my finances. The people at Derek Chase where kind, very adept at explaining the complicated processes,... read more read less
lone b.

4/09/2020 - Google

I have never been disappointed with the service provided by Derek Chase and Associates. I have always felt that he had my best interest in mind and has made... read more read less
Anna W.

4/01/2020 - Google

I found the whole process with Derek Chase very interesting. Him and his staff are completely professional and very helpful. They were able to negotiate with CRA on... read more read less
Doug Cross

12/16/2019 - Facebook

Throughout the entire stressful situation that bankruptcy is, all employees of Derek Chase and Associates always treated me with respect and kindness. It really did help.

Thank you!... read more read less
YRUInDebt

5/16/2014 - Google

I am happy to recommend Derek Chase and his staff at Chase Sekulich. Through my professional association I have referred personal debtors to them for some time and I have... read more read less

FROM OUR BLOG

Blog,

Financial Counselling is Available

Many people struggle managing their monthly budget and could benefit from receiving financial counselling. Or in other words, a money coach. Financial counselling, sometimes called credit counselling, is available at our office. There is no doubt that everyone’s life has been impacted by a coach...

Read article

Blog,

CERB Repayment Letter – What Happens Next?

The Canada Emergency Response Benefit (CERB) was designed to help those that lost their jobs or had their household income reduced due to the Covid-19 Pandemic. When it was first introduced the government’s intent was to provide financial relief to those that needed it as...

Read article

Blog,

Wage Earner Protection Program: Help for Employees During Bankruptcy

What a stressful event. After you get over the shock, frustration, and sadness, you need a plan. We are currently facing uncertain times but one never knows the financial stability of our employer. It’s a very difficult experience and time to go through for all...

Read article

Blog,

Tax Debt Help – What You Need to Know

When you owe an income tax debt to Canada Revenue Agency (CRA), affectionately known as Her Majesty the Queen, there are some important things that you need to know. It is one thing to owe money to a bank, credit card, or payday loan place...

Read article

Blog,

What Happens to My House If I Declare Bankruptcy?

If you are having money troubles and find it difficult to pay your credit card debts, line of credit, car loans, AND mortgage you are not alone. Homeownership is expensive. Before you know it, the credit cards have been maxed out due to a renovation...

Read article

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