Are you in financial distress? We can help

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Your British Columbia Bankruptcy & Debt Experts

If you have financial issues such as credit card debt, a defaulted mortgage, income tax debt, or wage garnishees, Derek L. Chase & Associates can help. Whether you need credit counselling, debt consolidation, or help with personal bankruptcy, we’ll help you find the right solution for your needs.

Credit Counselling

Credit counselling can take different forms, from budgeting and money management help, to working out an informal arrangement with your creditors that would result in a monthly payment.

Consumer Proposal

Also known as a debt settlement proposal, a Consumer Proposal is an offer to settle with creditors, repaying in full, or in part, over a period of time. We'll help you through the process.

Bankruptcy

While the phrase ``personal bankruptcy`` may be intimidating, it is often the most sensible option. As a licensed Trustee, we have years of training and experience to help you through the process.

Corporate Proposal

This can make sense if a company needs protection from creditors and future profitability is probable. The result can be breathing space while the creditors are eventually repaid some or all of the debt.

Try our debt calculator

Enter your debt balance, annual interest rate, and current monthly payment to find out how long it will take you to be debt-free.

Dealing with financial problems can be stressful.

Talk to us, we’re here to help!

free consultation

licensed and certified

bankruptcy & debt experts

in service since 1992

high reviews from clients

over 6,000 people helped

Help in your time of financial stress

Do you have difficulties managing debt? Is someone you know in financial trouble? You’re not alone. Thousands of Canadians face similar problems juggling payments and keeping up with rising costs of living.

The good news is that there are various remedies to help your situation. From financial and credit counselling, to debt consolidation, or personal bankruptcy, Derek L. Chase & Associates Ltd. can provide advice and assistance, whatever the state of your financial situation. As an independent firm, we have the freedom to take as much time as necessary to help you explore your options. We will analyze your unique situation and offer debt help solutions including navigating you through options with income tax debt.

Derek L. Chase & Associates Ltd. is a Licensed Insolvency Trustee, Administrator of Consumer Proposals, and Credit Counsellor serving Central and North Vancouver Island, the Sunshine Coast, and the BC North Coast.

WHAT OUR CLIENTS SAY ABOUT US

  • Sander N. Avatar
    Sander N.
    9/10/2020 - Google

    The advice was very clear and practical, which helped me organize and understand my financial situation better. The staff are very friendly and professional. I highly recommend them.

  • Stephanie U. Avatar
    Stephanie U.
    9/05/2020 - Google

    Derek and his team provide professional guidance in a nonjudgmental environment. Good people to know in challenging times. Highly recommend them!

  • SofaSurfer Avatar
    SofaSurfer
    7/09/2020 - Google

    Derek is a very personable individual. He genuinely cared about my situation financially and personally. He is very patient and expressed himself quite concise and firmly. Explanation of every aspect... read more

  • Rose S. Avatar
    Rose S.
    5/29/2020 - Google

    Everyone in these offices were amazing to work with. They treated me with respect, helped me get through my ordeal and gave me hope and ambition for building a... read more

  • Tim A. Avatar
    Tim A.
    5/21/2020 - Google

    Derek and his team are fantastic to deal with. I've had the pleasure of interacting with their business a few times and have always felt welcome and well we'll care... read more

  • Jessica W. Avatar
    Jessica W.
    5/14/2020 - Google

    Like most people it was unnerving to be so upfront about something as personal: my finances. The people at Derek Chase where kind, very adept at explaining the complicated processes,... read more

  • lone b. Avatar
    lone b.
    4/09/2020 - Google

    I have never been disappointed with the service provided by Derek Chase and Associates. I have always felt that he had my best interest in mind and has made... read more

  • Anna W. Avatar
    Anna W.
    4/01/2020 - Google

    I found the whole process with Derek Chase very interesting. Him and his staff are completely professional and very helpful. They were able to negotiate with CRA on... read more

  • Doug Cross Avatar
    Doug Cross
    positive review 
    12/16/2019 - Facebook

    Throughout the entire stressful situation that bankruptcy is, all employees of Derek Chase and Associates always treated me with respect and kindness. It really did help.

    Thank you!...
    read more

  • YRUInDebt Avatar
    YRUInDebt
    5/16/2014 - Google

    I am happy to recommend Derek Chase and his staff at Chase Sekulich. Through my professional association I have referred personal debtors to them for some time and I have... read more

FROM OUR BLOG

VIDEOS

LOCATIONS

Vancouver Island

Campbell River Debt Solutions
400 Tenth Avenue
Campbell River, BC V9W 4E3
250.287.8331

Courtenay Debt Solutions
#102-635 Fitzgerald Avenue
Courtenay, BC V9N 2R4
250.897.1885

Parksville / Qualicum Debt Solutions
124 Middleton Avenue
Parksville, BC V9P 2H4
1.866.317.8331

Sunshine Coast

Powell River Debt Solutions
4493A Marine Avenue
Powell River, BC V8A 2K3
604.485.7302

Sechelt/Gibsons Debt Solutions
#301-5500 Wharf Ave
Sechelt, BC V0N 3A0
604.884.5188

BC North Coast

Terrace, Prince Rupert & Kitimat Debt Solutions
101 – 4639 Lazelle Avenue
Terrace, BC V8G 1S8
1.866.317.8331

We remain open for business and are fully operational. Offices are open for appointments only, however we are available to serve you remotely. Please contact us to discuss your options during this challenging time.
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