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spending habits

21 Aug 5 Spending Habits That Will Keep You Poor

Posted at 11:56h in Blog, Money Management by D. Elinor Warner

Does it ever feel like you’re spending money without thinking about it, and suddenly you’re looking at your finances and having no idea where your money is going? You, like...

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Improve your Credit Score

03 Jan 7 Tips For Improving Your Credit Score

Posted at 09:19h in Blog, Credit Score, Debt by D. Elinor Warner

Having a good credit score can be helpful as we journey through life. Many people that we meet are proud of their credit rating and are concerned that they will...

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CERB repayment

11 Aug Can CERB Repayment Be Included in Bankruptcy?

Posted at 17:19h in Bankruptcy, Blog by D. Elinor Warner

Many Canadians received a collection letter from the Canada Revenue Agency (CRA), asking them to repay CERB (Canada Emergency Response Benefit). Our debt experts explain if you can avoid CERB...

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free credit score

26 Jun How to Get a Free Credit Score in Canada

Posted at 14:15h in Blog, Credit Score by D. Elinor Warner

We list three ways to check your credit at no cost and explain why getting a free credit score, as easy as it may seem, may not be your best...

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Debt relief

22 Mar When Should I Seek Debt Relief?

Posted at 08:38h in Blog, Debt by D. Elinor Warner

There are times in our lives when we find ourselves coming up short at the end of the month and wondering ‘How are we going to manage until next payday?’....

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Old Age Security (OAS)

17 Nov Retirement Income Planning: CPP, Old Age Security (OAS), RRSP’s & Pension Plans

Posted at 21:00h in Blog, Money Management by D. Elinor Warner

If you find yourself in a situation where retirement has become very stressful because your income just hasn’t been enough to keep up with the costs of living and debt...

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Statute of Limitations BC

07 May Is There a Statute of Limitations in BC?

Posted at 08:30h in Blog, Debt by D. Elinor Warner

If you have a long-outstanding debt that you have been unable to pay and you haven’t been in contact with the creditor for some time, you may be wondering: Is...

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Start a budget

24 Feb How to Start a Budget

Posted at 11:15h in Blog, Money Management by D. Elinor Warner

Keeping a monthly budget is an essential part of healthy finances, no matter how much money you make. A budget is simply a plan for where your money will go...

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Debt and Divorce

15 Feb Debt and Divorce: A Common Cause of Bankruptcy

Posted at 12:05h in Bankruptcy, Blog, Debt by D. Elinor Warner

There are countless things that cause Canadians to experience financial difficulty. Things such as job loss, poor spending choices and being a victim of fraud are just a few reasons...

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debt and death

21 Oct Death & Debt: Will My Family Have to Pay?

Posted at 18:41h in Blog, Debt by D. Elinor Warner

Death and debt are two subjects that we don’t always like to talk about, however, they are things that can weigh on peoples’ minds, especially when carrying a heavy debt...

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