Chase & Associates
It does not take a PHD in Economics to see that life has become more difficult for Canadians. A casual review of the news headlines will tell you that household debt in Canada is at an all time high. Think about that for a minute. There are several factors that are...
Money is a stressful subject for just about anyone, and if you add debt and frequent collection calls from creditors to the equation, that stressfulness just gets worse. Anxiety caused by debt collection can impact more than just your finances, including your relationships, health and daily life. Debt collectors can be...
Does it ever feel like you’re spending money without thinking about it, and suddenly you’re looking at your finances and having no idea where your money is going? You, like almost everyone, might have developed some bad spending habits throughout your life with no idea how to break them. Spending habits...
If you are like most people, you may be wondering how to budget your money, especially in this time of higher interest rates and persistent inflation. We believe that having a monthly budget is an important part of healthy personal finances....
Many Canadians today are feeling the ‘economic crunch’. Our current economic environment seems unstable and heading in an even bleaker direction. Even full-time employment is not giving anyone much comfort in knowing they will be able to stay afloat month to month. Increasing interest rates, mortgage rates, high rental rates,...
Running your own business can be a dream job and has led to many success stories with happy endings. However, that is not always the case, and that dream can turn into a nightmare if you get offside with the tax authorities. Self employed income tax in Canada is no joke....
Regrets in life happen, but they are certainly not the goal when you start off. Wouldn't it be fantastic if you could live life with no regrets? Managing money, investing and getting loans over a lifetime requires constant decision making. Have you ever regretted a financial decision you have made...
When we meet with individuals, or directors of a corporation, in order to provide them with information about possible options that are available to deal with debt and financial problems, the conversation will eventually come around to address fees. How do Insolvency Trustees get paid? An honest question. Let’s take...
In 2020, approximately 3.2 million Canadians filed their income tax as self-employed workers. If you’re self-employed, you know the realities of managing a business. Staying current with the rules that apply to your business, doing the administrative work your business requires and keeping up with your income tax for self-employed...
A vacation can be a great escape from the pressures of life. We all need a break to relax and recharge but sometimes, getting away for a week or two isn't possible. Family commitments, health issues, and costs can make travelling seem like a dream. Fortunately, there are still ways to...