Chase & Associates
There is a common path for most people who struggle with debt. First, it becomes clear you cannot make bill payments. Then, you start to rack up interest and late fees. Before long, you receive constant calls from collections. By this point, balances can get so out of hand that...
Debt—whether from credit cards, income taxes, student loans, or lines of credit—can quickly spiral out of control. Accumulate too much too fast, and you could be stuck with unmanageable financial obligations. The stress from that kind of unpayable balance can take a serious toll on your well-being and peace of...
Thanks to inflation, higher taxes, and some questionable government decisions, the cost of living in Canada has never been higher. For example, soaring food costs have dealt a heavy blow to household budgets—food banks are reporting record-high demand for necessities. Canadians from coast to coast can feel the strain.As a...
As the calendar turns over to the New Year, many of us take some time to reflect on how we would like our lives to change for the positive. One of the main themes in this complex web called life is our finances and debt load.For most, a New Year’s...
Beautiful British Columbia is a great place to live. But there is one concerning issue: the increasing frequency of natural disasters. Flooding, wildfires, and intense storms are common in the provinceLuckily, you can protect your finances and assets with insurance policies and financial relief programs. Let's explore each of...
The digital age has transformed how we work, shop, and interact. However, it has also opened up new avenues for cybercrime and online scams, which can have immense financial consequences. From identity theft to bank fraud to voluntarily transferring your funds to an international location, these schemes can involve hefty...
The debt cycle is tough to escape. What starts as a small debt turns into large interest amounts that snowball into yet more debt to pay. You borrow and repay and borrow and repay, a loop with growing balances on every payment.Soon, the bills and rates become too high. No...
Multiple debt payments, especially those with high interest rates, add up fast. There is no greater frustration than when you make your payments and they make no noticeable change to your balances. Even with good financial habits, that debt cycle is hard to escape.However, you could use home equity to...
Too much debt is a burden—on both your financial and mental well-being. When faced with debt that is too hard to surmount alone, you need professional relief. Something that can make a big enough change in your current situation.Yet seeking help can attract some unlicensed parties who might create more...
Our Canadian judicial system is fair, yet complex. There are numerous officers of the law, each with a responsibility to protect Canadians. Some are more familiar than others—the duties of police officers, lawyers, and judges are well-known. Yet others, like a bailiff, are less understood.And a bailiff is one of...