Chase & Associates
As the calendar turns over to the New Year, many of us take some time to reflect on how we would like our lives to change for the positive. One of the main themes in this complex web called life is our finances and debt load.For most, a New Year’s...
Beautiful British Columbia is a great place to live. But there is one concerning issue: the increasing frequency of natural disasters. Flooding, wildfires, and intense storms are common in the provinceLuckily, you can protect your finances and assets with insurance policies and financial relief programs. Let's explore each of...
The digital age has transformed how we work, shop, and interact. However, it has also opened up new avenues for cybercrime and online scams, which can have immense financial consequences. From identity theft to bank fraud to voluntarily transferring your funds to an international location, these schemes can involve hefty...
The debt cycle is tough to escape. What starts as a small debt turns into large interest amounts that snowball into yet more debt to pay. You borrow and repay and borrow and repay, a loop with growing balances on every payment.Soon, the bills and rates become too high. No...
Multiple debt payments, especially those with high interest rates, add up fast. There is no greater frustration than when you make your payments and they make no noticeable change to your balances. Even with good financial habits, that debt cycle is hard to escape.However, you could use home equity to...
Too much debt is a burden—on both your financial and mental well-being. When faced with debt that is too hard to surmount alone, you need professional relief. Something that can make a big enough change in your current situation.Yet seeking help can attract some unlicensed parties who might create more...
Our Canadian judicial system is fair, yet complex. There are numerous officers of the law, each with a responsibility to protect Canadians. Some are more familiar than others—the duties of police officers, lawyers, and judges are well-known. Yet others, like a bailiff, are less understood.And a bailiff is one of...
Non-stop collection calls are one of the most stressful parts of debt. And they are not just some small nuisance—plenty of payment calls with aggressive collectors induce high levels of anxiety.Luckily, there are some smart ways to handle these persistent credit agents. Even better, plenty of debt solutions can cease...
Finding a new rental home or unit can be mentally exhausting. Not only are you in the midst of a move (an upheaval of your daily routine), but there are several start and end-of-lease problems to consider. Do you need to do last-minute repairs? Should you complete an inspection before...
Bankruptcy is a life-changing decision. And despite the common stigma, it can often improve your financial future for the better. When completed with professional support, Bankruptcy is an ideal way to earn a fresh start.In Canada, the Bankruptcy process is governed by the federal Bankruptcy and Insolvency Act (BIA). Understanding...