Debt Podcasts

Most of us don’t have enough hours in the day to read as much as we’d like. No wonder podcasts have become the most popular way to increase our knowledge of subjects that are important to us.

Derek Chase & Associates are passionate about helping people, from all walks of life, manage their debt. These debt podcasts offer practical advice and answer the most frequently asked questions about the topics discussed.

Download now and listen at your leisure. You’ll be glad you did.

What Happens When You Go Bankrupt in Canada?

Find out what happens when you file for Bankruptcy and what will life be like when you are in it.

Saving for Your Child’s Education

Saving for your child’s education makes good financial sense. This podcast talks about how you can make that happen.

Household Debt and Insolvencies are Surging in Canada

Household debt and insolvencies are on the rise. Find out what you can do to protect yourself in this timely podcast.

Is There an Advantage to Paying Off My Consumer Proposal Early

If you have filed a Consumer Proposal and your financial circumstances have changed for the better – would it be advantageous to pay it off early? Find out here.

Top Reasons for Declaring Bankruptcy

Not all people who file for Bankruptcy are bad money managers. This podcast discusses the top reasons people file and why.

Why You Should File Bankruptcy Before the End of the Year

Check out this podcast and find out why it’s in your best interest to file for Bankruptcy before the end of the year.

What Happens If You Can’t Pay Your Mortgage or Car Loan

What happens if you can’t make your mortgage or vehicle payments? This podcast looks at foreclosure and repossessions and how to prevent them.

What Happens to Your Debt When You Die

In this podcast Derek Chase discusses dying with debt and how you can take steps as not to burden your loved ones.

Can CRA Seize Wages or Freeze Bank Account

Find out what you can do if your bank account has been frozen or your wages garnished by the CRA. This informative podcast can also help you avoid penalties and collection practices

Financial Literacy: Guide to Personal Finances

Improving your financial literacy can help you break the cycle of debt. This podcast explores strategies to increase your knowledge about finances.

Financial Literacy in School

We all wish we were taught better financial literacy lessons in school. But we can do better for our kids by finding teachable moments so as to better prepare themselves for future financial success. 

Tax Trouble When Self Employed

Not everyone who is self employed has an aptitude for bookkeeping. But your taxes still need to be paid. This podcast covers what you should know about filing taxes when you are self employed.

What Happens to Tax Refunds in a Bankruptcy or Consumer Proposal

Bankruptcies and Consumer Proposals are unique in how they deal with tax refunds. Find out how each of these debt relief options work.

How to Celebrate a Credit Free Holiday

The holiday season doesn’t have to leave you dreading your January credit card statements. This podcast encourages you to find new ways to celebrate without breaking the bank.

Business Bankruptcy in Canada

Filing a business Bankruptcy is different depending on whether it is registered as a sole proprietor or a limited company. In this podcast, Derek Chase discusses business Bankruptcies and how it affects individuals in the business.

Does Bankruptcy Clear Tax Debt in Canada

In this short podcast, Derek Chase talks about the CRA and tax debt. Find out more about the options available to you.

Dating and Finances: How to Talk Money in a Relationship

Talking about finances with your partner is a necessary part of a good relationship. But it can be an uncomfortable experience. This podcast gives some great advice about how and when to have ‘those conversations’.

Bankruptcy and Future Employment: Can Bankruptcy Affect My Job?

One of the many myths about Bankruptcy is that your employer will find out and that it will affect your job now or in the future. This podcast addresses the question: Can Bankruptcy affect my job?

How Soaring Inflation Can Affect Your Budget

Adjusting your spending habits accordingly can help ease the effects of inflation. In this short podcast Derek Chase shares his advice about budgeting in times of high inflation.

Should You Invest in ETFs With Little Money

Knowing where to invest your money is tricky these days. Exchange Traded Funds (EFTs) can be an easy way to dip your toe into the market. This podcast takes a look at this investment option.

BC Bankruptcy Exemptions: What Assets You Can Keep

In this podcast, Derek Chase explains BC Bankruptcy exemptions. Find out what assets you can keep to help you achieve a fresh financial start.

Disability and Debt Problems

Unmanageable debt can happen to anyone but when your income has been affected by a disability it can be even more difficult to handle. In this podcast, Derek Chase discusses disabilities and debt problems.

How to Break the Debt Cycle for Good

Unmanageable debt can happen to anyone, no matter what age you are.  High inflation rates are contributing to rising amounts of debt. This podcast talks about breaking the debt cycle for good.

Business vs Personal Bankruptcy: What Is the Difference?

Are you the sole proprietor of a small business in financial trouble? Are you considering filing Bankruptcy? This podcast examines the similarities and the differences between business Bankruptcy and personal Bankruptcy.

Taxes and Self-Employment: How Does It Work?

Self-employment and taxes. Most people enjoy the freedom of being self-employed until it comes to tax season. This podcast takes a look at the things you can do to take the sting out of tax season.

Grocery Shopping: Understanding Your Budget & Expenses

Many Canadians may have to change their buying habits when it comes to grocery shopping. As prices increase, finding ways to save money at the checkout is imperative.  This podcast looks at creative ways to cut your food costs.

 Why You Shouldn’t Use Quick Cash

Same day money services such as payday loans are quick and easy to use – but is the cost worth the benefit? Derek Chase explains the true cost and long term effects of same day, quick cash loans.

What Is a Licensed Insolvency Trustee and How Can They Help?

Not all debt advisors are created equal. Many are unlicensed and unregulated. It’s important that you do your homework before you sign. This podcast explains who Licensed Insolvency Trustees are, what they do and why they should be your first point of contact.

Differences Between Good Debt and Bad Debt

Debt is just part of most of our lives. But is there such a thing as ‘good’ debt and what does it look like? This podcast explores the different kinds of debt and the best ways to deal with it.

Marriage Finances: How Financial Stress Affects Relationships

Experts say that finances are one of the leading causes of relationship breakdowns. Addressing differences when they arise is a key component for working together on household finances. This podcast gives some easy to apply advice for couples and families.

How to Create an Emergency Fund When in Debt

If you are in debt and wondering how to start an emergency savings fund – this podcast is for you. You may have to start small but start now.

Breaking the Social Stigma of Bankruptcy

Most people have a preconceived notion of what kind of people file for Bankruptcy. In reality, most file because their situations have changed, whether through divorce, job loss or other circumstances. This podcast sheds a different light on Bankruptcy.

Debt and Housing Costs in This High Inflation Market

Looking for tips on how to reduce your housing costs? Our Licensed Insolvency Trustee, Derek L. Chase offers suggestions in this podcast.

Using Home Equity Loans to Pay Off Debt

It may be tempting to use the equity in your home to pay off your debt. But before you sign up, find out the pros and cons of this option in this podcast.

Bankruptcy During Covid-19

Derek Chase goes through the do’s and don’ts of managing debt during Covid-19 and answers some of its most frequently asked questions.