18 Sep Should I Declare Bankruptcy Now or Later?
Sometimes in life, there are things that you just know that you have to do. For example, changing jobs, moving to a new location, changing relationships, and possibly changing your...
Sometimes in life, there are things that you just know that you have to do. For example, changing jobs, moving to a new location, changing relationships, and possibly changing your...
Often when we meet with people the question comes up about how their credit score will be impacted. A justifiable concern. If you are in a position where you are...
In recent months, more companies than ever are facing financial difficulty. Insolvency filings have increased in both the oil and gas industry as well as retail. Companies, such as Reitmans,...
Have you ever gone to apply for a loan only to find that you’ve been denied because of a negative report on your credit score? What if this happened and...
Payday loans can be placed in the category of too good to be true. It is easy to find a lender, they are fast to get, and it is easy...
Your financial institution has sent you a letter stating that they are taking legal action to foreclose on your home. What should you expect? Foreclosures occur when homeowners are unable to...
Accumulating too much debt typically does not happen overnight. It is more often a gradual process that builds up over many months and even years. As you go along making...
The majority of Licensed Insolvency Trustees across Canada have an accounting background and many, such as our office, are Chartered Professional Accountants (CPAs). That means we like numbers and have...
There are no shortage of ways that you can end up owing taxes to Canada Revenue Agency (formerly Revenue Canada) and there are several different types of taxes that you...
A Consumer Proposal is a Government of Canada federally approved program that allows an individual to make an offer, or proposal, to their creditors to pay back a portion of...