Working with Derek L. Chase & Associates Ltd. means working with independent debt help professionals who will take the time to understand your unique needs. Bankruptcy is not your only debt help option. Whether you need financial counselling, budgeting help, debt consolidation, or to submit a consumer proposal, we’ll help you understand the options available to you in British Columbia.
Schedule a confidential, free initial consultation at one of our many convenient locations, including Campbell River, Courtenay, Powell River, Sechelt, Kitimat, Prince Rupert, and Terrace and you’ll be more one step closer to a brighter financial future.
Credit counselling can take different forms, from budgeting and money management help, to working out an informal arrangement with your creditors that would result in a monthly payment.CREDIT COUNSELLING INFO
Also known as a debt settlement proposal, the Consumer Proposal is an offer to settle with creditors, repaying in full, or in part, over a period of time. This is one of the best ways to avoid bankruptcy.CONSUMER PROPOSAL INFO
While the phrase “personal bankruptcy” may be intimidating, it is often the most sensible option. As a licensed Trustee, we have years of training and experience to help you through the process.PERSONAL BANKRUPTCY INFO
This can make sense if a company needs protection from creditors and future profitability is probable. The result can be breathing space while the creditors are eventually repaid some or all of the debt.BUSINESS BANKRUPTCY INFO
We are a Member of Canadian Association of Insolvency Restructuring Professionals (CAIRP) and Canadian Institute of Chartered Professional Accountants (CICPA), and are Federally licensed and monitored. While other organizations may seem attractive, only a Licensed Insolvency Trustee is “authorized to administer government-regulated insolvency proceedings that allow you to be discharged from your debt, such as consumer proposals and bankruptcies.”