BC Debt Help Services

Working with Derek L. Chase & Associates Ltd. means working with independent debt help professionals who will take the time to understand your unique needs. Bankruptcy is not your only debt help option. Whether you need financial counselling, budgeting help, debt consolidation, or to submit a consumer proposal, we’ll help you understand the options available to you in British Columbia.

Schedule a confidential, free initial consultation at one of our many convenient locations, including Campbell River, Courtenay, Powell River, Sechelt, Kitimat, Prince Rupert, and Terrace and you’ll be more one step closer to a brighter financial future.

Credit Counselling

Credit counselling can take different forms, from budgeting and money management help, to working out an informal arrangement with your creditors that would result in a monthly payment.

Consumer Proposals

Also known as a debt settlement proposal, the Consumer Proposal is an offer to settle with creditors, repaying in full, or in part, over a period of time. This is one of the best ways to avoid bankruptcy.

Personal Bankruptcy

While the phrase “personal bankruptcy” may be intimidating, it is often the most sensible option. As a licensed Trustee, we have years of training and experience to help you through the process.

Corporate Proposals

This can make sense if a company needs protection from creditors and future profitability is probable. The result can be breathing space while the creditors are eventually repaid some or all of the debt.

Why Choose Us?

We are a Member of Canadian Association of Insolvency Restructuring Professionals (CAIRP) and Canadian Institute of Chartered Professional Accountants (CICPA), and are Federally licensed and monitored. While other organizations may seem attractive, only a Licensed Insolvency Trustee is “authorized to administer government-regulated insolvency proceedings that allow you to be discharged from your debt, such as consumer proposals and bankruptcies.”

We offer:

  • Immediate relief from collection pressure including income tax garnishees
  • Free information package
  • Free initial consultation
  • Flexible payment terms
  • Interest-free debt settlement proposals to creditors
  • A solid and proven track record – our firm has provided professional financial services with integrity and excellence since 1970
  • Professional and personable long term stability
  • Commitment to providing timely service; phone messages returned within one business day
  • Convenient locations with flexible hours to suit your needs, including evenings and weekends
    Same day service
Talk to us, we’re here to help!
Dealing with financial problems can be stressful. If you have specific questions, or even if you want to hear how we can help you, fill out this form and we'll contact you within one business day.
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LOCATIONS
Vancouver Island
Campbell River Debt Solutions
400 Tenth Avenue
Campbell River, BC V9W 4E3
250.287.8331
Courtenay Debt Solutions
#102-635 Fitzgerald Avenue
Courtenay, BC V9N 2R4
250.897.1885
Parksville / Qualicum Debt Solutions
124 Middleton Avenue
Parksville, BC V9P 2H4
1.866.317.8331
Sunshine Coast
Powell River Debt Solutions
4493A Marine Avenue
Powell River, BC V8A 2K3
604.485.7302
Sechelt/Gibsons Debt Solutions
#301-5500 Wharf Ave
Sechelt, BC V0N 3A0
604.884.5188
BC North Coast
Terrace, Prince Rupert & Kitimat Debt Solutions
101 - 4639 Lazelle Avenue
Terrace, BC V8G 1S8
1.866.317.8331
We remain open for business and are fully operational. Offices are open for appointments only, however we are available to serve you remotely. Please contact us to discuss your options during this challenging time.
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