Chase & Associates
Have you ever gone to apply for a loan only to find that you’ve been denied because of a negative report on your credit score? What if this happened and it wasn’t your fault, but rather was due to an error by credit reporting agencies. You might not think this is...
Payday loans can be placed in the category of too good to be true. It is easy to find a lender, they are fast to get, and it is easy to qualify. A casual search on the internet reveals a surprising amount of different places where you can get a payday...
Your financial institution has sent you a letter stating that they are taking legal action to foreclose on your home. What should you expect? Foreclosures occur when homeowners are unable to pay back the lender of their mortgage, whether it be a financial institution, bank, or credit union. The institution who...
Accumulating too much debt typically does not happen overnight. It is more often a gradual process that builds up over many months and even years. As you go along making minimum payments everything appears to be just fine and life is good. However, if making those minimum debt payments is...
The majority of Licensed Insolvency Trustees across Canada have an accounting background and many, such as our office, are Chartered Professional Accountants (CPAs). That means we like numbers and have a keen eye for how changing numbers can make an impact on your bottom line. We are also trained and...
There are no shortage of ways that you can end up owing taxes to Canada Revenue Agency (formerly Revenue Canada) and there are several different types of taxes that you can owe.Over the years, we have seen people get into tax debt mostly because they are self-employed. However, there are...
A Consumer Proposal is a Government of Canada federally approved program that allows an individual to make an offer, or proposal, to their creditors to pay back a portion of the debt they owe. This method of debt consolidation must be made via a Licensed Insolvency Trustee as there is...
As a federally Licensed Insolvency Trustee, we often meet with individuals looking to get relief from their debts and obtain a fresh start. However, in many cases, people have a vehicle that is critical to their future employment or business interests. As a result, there is an obvious concern as...
As we collectively seek to flatten the curve of the coronavirus pandemic, one of the top recommendations of Dr. Bonnie Henry and the Provincial Government is to stay at home. Many people have been forced off work while others are staying home because of immune system deficiencies. Still others have...
As a Licensed Insolvency Trustee, we are uniquely equipped to communicate with individuals and businesses that are under financial stress. Each day we provide financial counselling and advise people how to acquire help with their debts. After helping thousands of people obtain a fresh start, we understand the best practices...