Chase & Associates
A Consumer Proposal is a Government of Canada federally approved program that allows an individual to make an offer, or proposal, to their creditors to pay back a portion of the debt they owe. This method of debt consolidation must be made via a Licensed Insolvency Trustee as there is...
As a federally Licensed Insolvency Trustee, we often meet with individuals looking to get relief from their debts and obtain a fresh start. However, in many cases, people have a vehicle that is critical to their future employment or business interests. As a result, there is an obvious concern as...
As we collectively seek to flatten the curve of the coronavirus pandemic, one of the top recommendations of Dr. Bonnie Henry and the Provincial Government is to stay at home. Many people have been forced off work while others are staying home because of immune system deficiencies. Still others have...
As a Licensed Insolvency Trustee, we are uniquely equipped to communicate with individuals and businesses that are under financial stress. Each day we provide financial counselling and advise people how to acquire help with their debts. After helping thousands of people obtain a fresh start, we understand the best practices...
There is never a good time to lose a job. As many Canadians are finding out, job loss can happen quickly and without warning. Questions quickly come to mind like how will I be able to make my payments and when will I start to get employment insurance.In our opinion,...
Have you ever tried to find something in the dark? Even if you are in your own home and trying to locate an item in the dark, chances are, you are going to stumble around a little bit, maybe stub your toe, and still not find what you were looking...
If your finances are under stress you are not alone. Each month thousands of Canadians from coast to coast are looking for ways to consolidate their debt and stop debt collectors from calling.A fantastic source of information about your options can be found at the office of a Licensed Insolvency...
As we progress into fall and move towards winter, the daylight hours become fewer. Many of you may recall hearing an adult in the household say, “turn the lights off when you are not using them!”. This probably does not carry much urgency unless you are the one paying BC...
Making the decision to get protection from your creditors by way of a federally regulated Consumer Proposal or bankruptcy filing is a big step. The stated goal is to provide the honest but unfortunate person a fresh start with their finances.In reality, that decision starts you on a pathway to...
Occasionally we hear the concept being discussed whether debt is good debt or bad debt. In a perfect world, the best kind of debt is no debt! However, sometimes debt is necessary in order to make life work. Even our government leaders try to spin taking on debt as an...