Chase & Associates
In 2020, approximately 3.2 million Canadians filed their income tax as self-employed workers. If you’re self-employed, you know the realities of managing a business. Staying current with the rules that apply to your business, doing the administrative work your business requires and keeping up with your income tax for self-employed...
A vacation can be a great escape from the pressures of life. We all need a break to relax and recharge but sometimes, getting away for a week or two isn't possible. Family commitments, health issues, and costs can make travelling seem like a dream.Fortunately, there are still ways to...
Due to rapidly rising interest rates and inflation, Canadians are finding it harder to reduce the amount of money they owe. If you make your debt payments, but your balances aren't going down or are increasing, you might be in a debt cycle.Fortunately, there are steps you can take to...
One of the most common reasons for experiencing financial difficulty from coast to coast in Canada is from health problems. One day you are doing fine and then, maybe all of a sudden, you cannot work anymore. What happens next?Some people will be fortunate enough to have disability insurance or...
British Columbia is home to lush forests, incredible coastlines, stunning mountain ranges, vineyards, and much more. Before you consider relocating, you may want to consider the cost of living in BC. It's been said that BC stands for "bring cash." So how much does it cost to live in BC...
Having a good credit score can be helpful as we journey through life. Many people that we meet are proud of their credit rating and are concerned that they will lose it, or damage it, if they choose to restructure their finances by filing a Consumer Proposal or getting Bankruptcy...
Over the past few years, there has been a lot of turmoil in Canada’s and the world's economies, especially the housing market. Interest rates on bank loans and mortgages plummeted in the early days of the COVID-19 pandemic, but have seen a big increase recently as inflation in Canada continues...
The world, and many of the world’s economies, including Canada’s, are in uncertain times. Inflation is upon us, interest rates have been rising, war and rumors of wars dominate the media. The energy security that most countries previously took for granted has now become a question. The vast majority of...
Talking about debt and money issues can be difficult at the best of times. If you are in the midst of dating someone that you really like, this topic can be difficult. How can you determine if your prospective life partner is on the same page as you when it...
Many Canadians received a collection letter from the Canada Revenue Agency (CRA), asking them to repay CERB (Canada Emergency Response Benefit). Our debt experts explain if you can avoid CERB repayment through Bankruptcy or Consumer Proposal....