When you were a kid, did you ever experience difficulty sleeping because you thought there was something, maybe a monster, under the bed or in the closet? Living with debt can produce a similar sense of unease and can create difficulties sleeping. When you make the decision to get some...

What is a Garnishment & How did I Get One? Garnishments may occur if you stop paying your creditor and the creditor decides to take legal action. To take action, a creditor must get a Garnishment Order from the Court to present to your employer or financial institution to make payments...

On December 2, 2015 the Office of the Superintendent of Bankruptcy made a big announcement; there will be formal change to the designation of insolvency professionals nationwide. As of April 1, 2016 the designation of “Trustee in Bankruptcy” will be replaced with “Licensed Insolvency Trustee.” This new designation will more...

Bankruptcy; this is the first thought for many individuals that are desperate to fix their financial situation. Although the majority of Canadian’s have heard the word “bankruptcy” before, many are unaware of what the bankruptcy process really entails. Because of this lack of information and these misconceptions haunting bankruptcy, we...

Surplus Income is perhaps a poorly worded phrase. Not many people would feel that they have surplus income especially when dealing with debt. However, in the bankruptcy context, surplus income refers to a calculation that determines how much money per month a person should be paying into a bankruptcy for...

We remain open for business and are fully operational. Offices are open for appointments only, however we are available to serve you remotely. Please contact us to discuss your options during this challenging time.
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